Scaffolding Finance
You can apply for scaffolding finance if you need to raise working capital for your scaffolding or construction business. Our lenders offer flexible and affordable financing solutions to help your business grow.
- Compare a wide range of lenders and rates
- Check your eligibility in minutes
- Find out how much you could borrow
It's fast, free and won't affect your credit score
What is scaffolding finance?
Scaffolding finance is flexible funding specifically designed for scaffolding contractors and construction companies. With this finance, you can create a more predictable cash flow, which means even if the project scope changes, you won’t be out of pocket when purchasing materials and you’ll always be able to pay wages on time.
What types of scaffolding finance are available?
From quick business loans and equipment finance to invoice finance and cash flow loans — we offer various finance options to suit your specific business needs.
Business loans
Business loans can be a great option if you’re looking to access money quickly, particularly if you apply for an unsecured business loan. An unsecured loan doesn’t require any assets as collateral; this means that although you pay higher interest rates, you can see funds in your business bank account within days of loan approval.
Use your business loan to purchase anything business-related, buy new signage, hire additional employees at short notice, or purchase a new company van.
Scaffolding equipment finance
Buying equipment for your scaffolding business can get expensive, but equipment finance helps you purchase or lease everything you need to do a good job without getting into financial trouble, from purchasing the scaffolding materials themselves (boards, tubes, couplers etc.) to safety equipment, including harnesses for working at height, safety nets, hard hats and other personal protection equipment.
Cash flow loans
Invoice finance
Although the construction industry can be lucrative, you have to buy all materials upfront, usually without receiving a penny from the customer, until milestones are met or the entire project is completed. And even then, you’re waiting for the full payment term of 30, 60 or 90 days to receive funds. Invoice finance helps you access the cash in your unpaid invoice giving you instant access to funds and more predictable cash flow.
Am I eligible for a scaffolding business loan?
Eligibility differs depending on the type of finance you’re applying for. If you’re looking for an unsecured loan, the following basic criteria apply:
- Be operating for at least 4 months
- Have a UK bank account
- Limited company, limited liability partnership (LLP) or sole traders registered in the UK
- Annual turnover of at least £10,000
If you’re looking to apply for invoice finance, the lender is more interested in your customers' creditworthiness than yours. So if you have bad credit or limited credit history, applying for invoice finance could be a viable option for you.
Alternatively, we work with direct lenders offering bad credit loans. So if your credit history is poor, don’t be discouraged from applying. Unlike traditional lenders, our lenders have flexible criteria and review applications on a case-by-case basis.
Get finance for my scaffold business
Our free business loan comparison tool makes getting finance for your scaffolding business quick and easy. Simply input what you’re looking for — how much you want to borrow, how long and the reason for borrowing, and we’ll match you with lenders offering suitable loans.
Compare the total cost of the loan, interest rates, and more quickly with our table. Find a lender you like the look of and apply directly through our website. Get a free quote .
About the author
Adrian T
5/5
Amazingly fast, efficient service, minimal paperwork. So much faster than my business bank of twelve years.
