Infographic: What is a Merchant Cash Advance?

Infographic: What is a Merchant Cash Advance? image

A merchant cash advance is an alternative way to fund your business. It is an unsecured cash injection which is repaid based on your businesses future credit and debit card sales.

The MCA provider will give you capital upfront and will deduct an agreed percentage (usually around 10%) from your future card sales until the advance is fully repaid.

It’s a very popular choice with all businesses that accept card payments such as Restaurants, Pubs, Salons, Hairdressers, MOT Service Centres, Independent Retailers, Hotels and B&Bs.

Key benefits include:
• Unsecured finance
• Get up to 100% of your average month’s income
• Payback as you earn
• Keep existing PDQ provider (Some may need for you to change)
• Quick and easy process
• Cash sales are safe

What is a Merchant Cash Advance?

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About the author

Jamie Moorcroft Author
Written by Jamie Moorcroft | May 14, 2024

Money Writer, Director and Co-Founder

Jamie has over ten years of experience in the consumer and business finance industry, and with a background in graphic design, Jamie heads up the creative and design team at Capalona.

Updated: May 14, 2024
Published: January 11, 2016

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