Ultimate Finance

Who are Ultimate Finance?

Ultimate Finance offers business finance solutions, including asset finance and invoice finance, to UK businesses.

They offer tailored solutions to specific industries to give businesses the most effective solutions and the flexibility that they require.

They offer fast and flexible funding to small to medium businesses to help them grow the company, invest in new staff, buy new equipment, or manage cash flow more effectively.

What type of business finance does Ultimate Finance offer?

Ultimate Finance offers a full range of market-leading financing solutions tailored to your business's specific needs, including:

Invoice Finance

Invoice finance from Ultimate Finance gives businesses an easy way to release immediate cash tied up in raised B2B invoices. Businesses can get up to £10 million with options for credit control and bad debt protection.

Ultimate Finance also offers other industry-specific invoice finance for more tailored solutions:

• Construction Finance
• Recruitment Finance
• Trade Finance

Asset Finance

Ultimate Finance offers tailored asset finance to help businesses purchase vehicles, equipment, plant, and machinery without paying for them upfront. A maximum facility of up to £500,000 is available for a single asset and £2 million for a single customer, with terms from 12 - 84 months.

Trade Finance

Trade finance helps bridge the cashflow gap between paying suppliers upfront and getting paid by customers. Ultimate Finance can provide a revolving facility up to £1m with up to 120 days’ trade credit, and a dedicated Relationship Manager, helping businesses take on larger orders and negotiate better supplier terms (fees apply and security may be required).

Bridging Finance

Ultimate Finance's short-term commercial bridging loan lets you borrow up to £4 million over 1 – 18 months for various purposes, such as property purchases. You can choose between monthly interest or retained interest repayments.

They have experts on hand to discuss your needs and help you to choose the best funding and repayment options for you.

How do you apply and qualify for Ultimate Finance loans?

The first step in getting funding for your business with Ultimate Finance is to request a quote for one of their many products on offer. For each product, there are different criteria, interest rates, and loan durations.

For most of Ultimate Finance's products, you typically need to be a UK-registered or domiciled, limited or non-limited business. However, the criteria will depend on the loan type and the amount you have applied for.

Ultimate Finance aims to provide you with funding within 72 hours of acceptance, but each loan product can differ.

To find the right business loan for you, whether from Ultimate Finance or from our other trusted lenders, compare your business funding options here.

Ultimate Finance Reviews

Ultimate Finance has a 5.00 Trustpilot rating based on 988 reviews.