Merchant Money is a specialist provider of fast and flexible funding to small businesses in the UK.
Merchant Money is a business finance lender who provides fast and flexible funding to small businesses in the UK. They provide financing worth up to £500,000 to help SMEs build and expand their business.
This means that you only pay the money back when you receive payment from a customer - making the repayments flexible and manageable because they’re in line with cash flow. This is a handy alternative to fixed monthly payments that many businesses struggle to pay back.
To qualify for business finance from Merchant Money, you must be a UK-based limited company, sole trader or partnership. The criteria include having a minimum of one year’s accounts and an annual turnover of at least £50,000. The director or shareholder applying must have no active CCJs or bad personal credit and they must also be a homeowner over the age of 18.
To qualify for the Merchant Cash Advance from Merchant Money, you will also need to accept card payments and take in an average of £3,500 in card sales per month.
Whatever your industry sector, circumstances or credit rating, we've helped many businesses across England, Wales, Scotland and Northern Ireland secure the finance they need to grow.