Capify provides flexible financing solutions to SMEs seeking working capital to sustain or grow their business.
Capify is a business finance lender that provides short-term financing solutions for small businesses and SME’s based in the UK.
Established in 2008, Capify (known as United Kapital and Capiota at that time) started out as a two-man team based in Altrincham. They were one of the first MCA providers in the UK and now have a team of over seventy staff. Capify unified their previous names of United Kapital and Capiota into a single brand. They celebrated their 10 year anniversary in Sept 2018.
Capify offers two forms of funding options. A Merchant Cash Advance and an Unsecured Business Loan. The amount of funding available ranges from £3,500 to £150,000.
To be eligible for their MCA product, you will need to be a UK business that operates as a sole trader, limited company or a partnership.
To qualify, your business will also need to take at least £3,500 per month in card transactions and have at least 6 months of trading history. That means that the Merchant Cash Advance can only be used to grow an existing business, rather than as a startup fund for a new venture. If you don’t take card payments, then you won’t be eligible for a Cash Advance, but you may still qualify for their business loan product.
Whatever your industry sector, circumstances or credit rating, we've helped many businesses across England, Wales, Scotland and Northern Ireland secure the finance they need to grow.