Capify

Capify provides flexible financing solutions to SMEs seeking working capital to sustain or grow their business.

Who is Capify?

Capify is a business finance lender that provides short-term financing solutions for small businesses and SME’s based in the UK.

Established in 2008, Capify (known as United Kapital and Capiota at that time) started out as a two-man team based in Altrincham. They were one of the first MCA providers in the UK and now have a team of over seventy staff. Capify unified their previous names of United Kapital and Capiota into a single brand. They celebrated their 10 year anniversary in Sept 2018.

What type of business funding do they offer?

Capify offers two forms of funding options. A Merchant Cash Advance and an Unsecured Business Loan. The amount of funding available ranges from £3,500 to £150,000.

How do you apply and qualify for funding with Capify?

To be eligible for their MCA product, you will need to be a UK business that operates as a sole trader, limited company or a partnership.

To qualify, your business will also need to take at least £3,500 per month in card transactions and have at least 6 months of trading history. That means that the Merchant Cash Advance can only be used to grow an existing business, rather than as a startup fund for a new venture. If you don’t take card payments, then you won’t be eligible for a Cash Advance, but you may still qualify for their business loan product.

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