Optimum Finance

Optimum Finance provides Invoice Finance for SMEs. Find out more about them and why they’re one of our trusted lenders here.

Who is Optimum Finance?

Based in Bristol, Optimum Finance is part of the JRJ Group, a leading international private equity investment firm. They pride themselves on delivering fast and effective invoice financing solutions for all business customers, with a team of friendly experts on hand to offer helpful advice and support.

What type of funding does Optimum Finance offer?

Optimum Finance is an invoice finance specialist. This means they work with customers to unlock cash tied up in unpaid invoices. Instead of waiting for the full payment terms (i.e. 30, 60 or 90 days), you can get cash instantly, helping rebalance cash flow, pay wages or other necessary expenses, or reinvest in your business.

Simply send invoices to your customers as usual, and Optimum Finance will release up to 90% of the invoice amount instantly. This will give you the outstanding balance minus their fees when the customer pays.

If you don’t have the internal resources to chase customers for payment, invoice factoring also takes care of that for you.

How to apply for invoice finance with Optimum Finance

You can apply for invoice finance through the Optimum Finance website or our free loan comparison tool. First, use their quick calculator to see the estimated available funding before applying. After approval, you can expect funds in as little as 24 hours, so you don’t have to put your business growth plans on hold.

Compare Optimum Finance with other lenders

Comparing invoice finance lenders ensures you find the best deal for your business. Our free loan comparison tool lets you find and compare multiple UK lenders quickly, helping you make an informed decision. Compare invoice finance lenders now.

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