Funding Alternative provides cash flow advance for businesses that need money for equipment, stock & more. Discover why they’re one of our trusted lenders here.
What is Funding Alternative?
Based in Surrey, Funding Alternative prides itself on offering fast, reliable funding within just 48 hours. This fast finance can be a good option for small business owners who need to buy stock and equipment, better manage cash flow or generate working capital quickly.
What funding does Funding Alternative offer?
Funding Alternative offers three business finance products: selective invoice finance, business cash advance and supplier finance advance. They can offer between £25,000 and £250,000 if you're looking to access an advance.
A business cash advance is a quick way to get a cash injection. Funding Alternative access your bank transactions so they can see exactly how much you’re making each month. This determines how much they’ll lend you, and you’ll repay the advance as a percentage of your money that comes through your business bank account.
Similarly, if you don’t have the necessary funds to pay your supplier invoices, a supplier finance advance is an advance on funds so you can comfortably pay your supplier invoices on time every time. You repay Funding Alternative in weekly instalments over a pre-agreed period.
Selective invoice finance involves selling one invoice to Funding Alternative to release up to 85% of the unpaid invoice amount within 48 hours. This means you’re not waiting out the full payment terms (30, 60 or 90 days) to access cash. Freeing these funds up means you can better manage cash flow, invest in marketing initiatives, restock, or pay wages.
How to apply for a Funding Alternative loan
Applying for finance from Funding Alternative is quick and easy. You can apply through our free comparison tool or the lender’s website. After filling out the form on their site, a member of the Funding Alternative team will contact you to discuss your requirements in greater detail. After making an offer, you’ll have time to review any terms and conditions before signing. You will usually receive the funds within 48 hours after approval.
Compare Funding Alternative with other lenders
Before settling on Funding Alternative as your lender, consider comparing their offering with other lenders. Our loan comparison tool is 100% free for you to use. Simply fill in our short form, and we’ll match your requirements with all suitable UK lenders.
Expand each loan offer to learn more about total repayable, interest rates, loan terms, etc. If you find a loan offer you like, select it and proceed with your application.
There’s absolutely no obligation to accept any loan offer presented to you. Compare business finance.
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Whatever your industry sector, circumstances or credit rating, we've helped many businesses across England, Wales, Scotland and Northern Ireland secure the finance they need to grow.