Capital On Tap

Who are Capital on Tap?

Capital on Tap is a UK business credit card provider focused on helping small businesses manage their day-to-day spending and cash flow. Launched in 2012, it offers a straightforward business credit card with flexible access to credit, rewards on spending and tools to help businesses manage their finances.

What does Capital on Tap offer?

With Capital on Tap's small business credit card, you can apply for a credit limit of up to £250,000 and get unlimited 1% cashback on all card spending.

How do you qualify for and apply for a Capital on Tap credit card?

To be eligible for a credit card with Capital on Tap, you must be an active UK director or majority shareholder (25%+), and your business must be registered as a Ltd, LLP or PLC and listed as active on Companies House. You must also have no unsatisfied CCJs against you or your business within the last 12 months. Please note, that a personal guarantee is required.

To apply for a Capital on Tap credit card, you will need to fill in an online form with details of your business, how long you’ve been trading and what type of company you run. Once you’ve done this, they aim to give you an instant decision, which doesn’t affect your credit score.

Capital On Tap Reviews

Capital On Tap has a 4.60 Trustpilot rating based on 18424 reviews.